Trying to get insurance for the Hawksbox has been an arduous and protracted process. I spent two days on the phone to various insurance agencies. The conversations ran something like this:
I have a mobile home.
-Is it over 3.5 tons?
-Did you convert it yourself?
-Do you drive it to work?
I have a mobile workshop. Can you insure it?
I have tools in it and furniture.
-Oh. No, then.
What about my garden shed?
-Oh yes, that’s fine. We’ll insure that as a workshop.
But my garden shed is made of flimsy wood with three very accessible windows. My lorry has inch-thick mahogany, no windows reachable from the ground and locks on all the doors.
-It’s got wheels. It counts as a vehicle. So, no.
Hmmm. There are loads of insurance agencies but only half-a-dozen underwriters, and so in effect all agencies are the same. By the umpteenth agency, you’ve probably exhausted all 6 underwriters, so it’s not worth the phone bill trying more. In the end, I insured the vehicle with NFU Mutual as a horsebox, because they said they didn’t mind if I transported furniture rather than horses. I’ve not insured my contents yet…